Sladen Snippet - Retirement income covenant will not apply to SMSFs

Sladen Snippet - Retirement income covenant will not apply to SMSFs

On 27 September 2021 the government released exposure draft legislation to introduce a retirement income covenant (Draft Bill).

Penalty relief for employer super guarantee mistakes in the stapled default super fund regime

Penalty relief for employer super guarantee mistakes in the stapled default super fund regime

As part of the broader ‘Your Future, Your Super’ reforms, the concept of default ‘stapled super funds’ for employees will take effect from 1 November 2021. Where employees start work on or after 1 November 2021, and do not choose a super fund, most employers will have to check with the ATO if their employee has an account with an existing super fund, known as a ‘stapled super fund’, to pay the employee’s super guarantee into.

Managing rental properties found to be a business (and business real property?)

Managing rental properties found to be a business (and business real property?)

In the recent decision of Allen and Commissioner of Taxation (Taxation) [2021] AATA 2768 (6 August 2021), the Australian Administrative Tribunal (the Tribunal) overturned a private ruling of the Commissioner of Taxation (Commissioner) and found that an individual taxpayer was personally carrying on a business of managing rental properties.

The ATO’S Current Views on Conducting Property Development through an SMSF (Copy)

The ATO’S Current Views on Conducting Property Development through an SMSF (Copy)

SMSFs (self managed superannuation funds) have been carrying on property development activities ever since SMSFs came into existence. Yet despite that there is still a common concern that such activities will cause the SMSF to become non-compliant, or subject to penalties, on the basis that such activities, and in particular undertaking a property development business, are prohibited.

Complicated SMSF investment structures and avoiding the NALI minefield (Copy)

Complicated SMSF investment structures and avoiding the NALI minefield (Copy)

Key learnings from ATO Determinations

The non-arm’s income rules, or NALI, have been around for decades. Despite that, historically, they have been rarely invoked by the ATO and largely ignored by many advisors and trustees.

ATO to apply a more lenient approach to SG penalties

ATO to apply a more lenient approach to SG penalties

The super guarantee (SG) amnesty ended on 7 September 2020. The SG amnesty allowed employers to disclose and pay previously unpaid SG charge, including nominal interest, for the quarters between 1 July 1992 to 31 March 2018 without incurring the administration component or Part 7 penalties. In addition, payments of SG charge made to the ATO under the amnesty were tax deductible to the employer.

ATO partially softens its view on non-arm’s length expenditure

ATO partially softens its view on non-arm’s length expenditure

After seeking advice from an independent advice panel, the ATO has released its finalised Law Companion Ruling setting out the ATO view on the non-arm’s length expenditure (NALE) amendments to section 295-550 of the Income Tax Assessment Act 1997 (ITAA97), LCR 2021/2. In addition, the ATO has amended its contribution tax ruling TR 2010/1. The final LCR and amendments to TR 2010/1 partially soften the ATO views on the application of NALE.

Sladen Snippet – SMSFs can have 6 members from 1 July 2021

Sladen Snippet – SMSFs can have 6 members from 1 July 2021

The Bill which increases the maximum allowable number of members in an SMSF to six (the current maximum is four members) has passed both houses of Parliament and is now law. From 1 July 2021, SMSFs can now have anywhere between one to six members.

Sladen snippet - music teacher found to be employee for super guarantee purposes

Sladen snippet - music teacher found to be employee for super guarantee purposes

In the recent decision of Olias Pty Ltd as trustee for the Storer Family Trust and Commissioner of Taxation, the Administrative Appeals Tribunal (AAT) found that a “contract” music teacher fell within the ordinary definition of ‘employee’, and was therefore an employee for the purposes of the Superannuation Guarantee (Administration) Act 1992 (Cth) (SG Act).

Sladen Snippet – Superannuation announcements in the 2021 Federal budget

Sladen Snippet – Superannuation announcements in the 2021 Federal budget

The 2021 Budget contained a number of exciting (and some unexpected) announcements regarding changes to superannuation. As the changes are mostly aimed at increasing flexibility and the ability of older Australians to contribute towards retirement, this is positive news for SMSFs.

Death Benefits: BDBNs or Retain Trustee Discretion?

Death Benefits: BDBNs or Retain Trustee Discretion?

Upon the death of a member of a self managed superannuation fund (SMSF), the member’s benefits in the SMSF must be cashed ‘as soon as practicable’ after the member dies under regulation 6.21(1) of the Superannuation Industry (Supervision) Regulations 1994.

AAT confirms non-compliance of accountant’s SMSF but reverses trustee disqualification

AAT confirms non-compliance of accountant’s SMSF but reverses trustee disqualification

Cases on the making of self managed superannuation funds (SMSFs) non-compliant are relatively rare. Issuing a notice of non-compliance is one of the most severe penalties available in an SMSF context, given the taxation implications

Sladen snippet - super contribution caps and transfer balance cap to increase from 1 July 2021

Sladen snippet -  super contribution caps and transfer balance cap to increase from 1 July 2021

Some of the key superannuation rates and thresholds, including the contribution caps and transfer balance cap, will increase from 1 July 2021.

Sladen snippet - ATO extends transitional compliance approach to NALE for another financial year

Sladen snippet - ATO extends transitional compliance approach to NALE for another financial year

As previously discussed here, the definition of non-arm’s length income (NALI) under the Income Tax Assessment Act 1997 was amended in mid-2018 to include non-arm’s length expenses or NALE. NALE includes not just an expenditure, but also a loss or outgoing that is lower than an arm’s length amount, and also includes where there is a nil amount (ie, no expenditure).

Sladen Snippet - COVID relief measures: ATO confirms how LRBA relief interacts with Division 7A

Sladen Snippet - COVID relief measures: ATO confirms how LRBA relief interacts with Division 7A

As discussed here, as part of the ATO COVID-19 administrative concessions, the ATO announced that temporary repayment relief could be offered for limited recourse borrowing arrangements (LRBA) loans. The repayment relief must reflect similar terms to what commercial banks offered for real estate investments loans as a result of COVID-19.

Sladen Snippet - NSW Supreme Court holds manager of protected estate cannot make BDBN on behalf of protected person

Sladen Snippet - NSW Supreme Court holds manager of protected estate cannot make BDBN on behalf of protected person

As discussed here and here, the decisions in Re Narumon [2019] 2 Qd R 247 and Re SB; Ex Parte AC [2020] QSC 139 made it clear (at least in Queensland) that:

Allocation of professional firm profits – the ATO moves the goalposts!

Allocation of professional firm profits – the ATO moves the goalposts!

On 1 March 2021, the Australian Taxation Office (ATO) released Draft Practical Compliance Guideline PCG 2021/D2 Allocation of professional firm profits – ATO compliance approach (Draft PCG) that sets out the ATO’s proposed compliance approach to the allocation of profits by professional firms.

ATO’s Next 5,000 Audit Program – Our Top 5 Tips for how you can be ready

ATO’s Next 5,000 Audit Program – Our Top 5 Tips for how you can be ready

The ATO has commenced issuing notices for its compliance program focusing on the “Next 5000” private groups in Australia. This article provides our top tips for preparing for an audit and how we can assist you in doing this.

Sladen Snippet – do intermediary LRBAs count for the total super balance add back provisions?

Sladen Snippet – do intermediary LRBAs count for the total super balance add back provisions?

An intermediary limited recourse borrowing arrangement (LRBA) differs from a standard LRBA in that the bare trustee, rather than the SMSF trustee, enters into an LRBA borrowing as principal with a lender.